How credit and cashback cards work

Two mechanisms meet in this section. In the first, your coins stay pledged as collateral while you spend, by way of a revolving line of credit or a secured card. The second kind pays a share of your spending back in crypto or stablecoins.

Reviews read the terms that determine the result: rates, caps, the currency of the reward, rules for collateral and the conditions behind «up to» figures.

If prices fall, the lender may demand more collateral or sell it, and a reward in a volatile token changes value as the token moves. Those effects are spelled out for each card.

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